The Diary of Joy Goodlife


 Return Policy for The Master's Secret Key e-book:  30 day 100% money-back guarantee.  For refund send email to  

Cancellation & Return Policy:
Once an order has been placed there are no cancellations. Authorization is required for any return. Call 877 372-8737. Credits or refunds will not be extended without prior authorization. If the product you have ordered does not meet with your satisfaction, you may call for a return authorization. When the customer returns the product to Wind & Water the customer will be charged a restocking fee of 15% of the price of the item returned. This charge will be subtracted from the amount credited to the customers credit card. Product returned to Wind & Water, Inc. unopened and in saleable condition within 7 days of receipt and with preauthorization, will be credited for the price of the product only, minus a restocking fee of 15%. A 15% restocking fee and all shipping charges will be applied to orders not accepted on arrival, unless you have notified us prior to shipment. Any charge back fees incurred due to customer dispute of payment will be billed to customer credit card.

Return Policy for Free Shipping: Items that were purchased with free shipping and returned will have the cost of the free shipping deducted from return total.
Damaged Merchandise: All product is shipped insured. All merchandise is inspected prior to shipping. Any damage claim must be reported to Wind & Water within 5 days of receipt of package. Call 877-372-8737. All Crystal Balls are inspected for chips and breakage prior to shipping. Wind & Water will not be responsible for damage after receipt.

Return Policy for Discounted items, One Time Only Offers and Special Offers:  NO Return, NO Refund after order is placed.

Return Policy for E-Books, E-Articles: NO Refund on E-Books & E-articles once the book or article has been emailed to the email address listed on your order.

Return Policy for Teleseminar:  100% Return Guarantee - If your life has not improved after completing all 11 audios and work book assignments submit your work book record to Wind & Water, Inc. for evaluation and determination of work your commitment.  If your records prove 100% commitment by Wind & Water, Inc. your money will be refunded 100%.

Mail to:
Wind & Water Inc.
Attn:  TeleSeminars
PO Box 21292
Sedona, AZ 86341

Return Policy for The Master's Mentoring:  100% Return Guarantee - If after the first 1 hour session you are not convinced that this program will help you move closer to achieving your goals  you must request a refund in writing to  Wind & Water, Inc. at Admin(at)

All Mentoring program sessions must be complete within 4 months of purchase.

Rescheduling your appointment requires a 24 hours notice prior to the day and time of the appointment that your channeled reading was to take place to avoid the $10 reschedule fee.

Cancellations of your  appointment requires a 24-hour notice prior to the day and time of the appointment that your channeled reading was to take place to avoid the $20 cancellation fee.

DISCLAIMER and CONSENT POLICY If you are under 18 years of age you must have consent from a parent or legal guardian prior to Wind & Water, Inc performing its services. By accepting the services of Wind & Water, Inc I acknowledge and understand and agree that:

1. Wind & Water, Inc and its associates are not financial advisors, psychologists, psychiatrists, medical doctors, therapists, or any other licensed professional advisors.
2. Wind & Water, Inc services are not offered as a replacement or substitute for medical, behavioral health care treatment or financial advice.
3. Wind & Water, Inc services are not offered as a substitute or replacement for any and all physical and mental medical practices.
4. Wind & Water, Inc and its associates disclaim any and all legal and clinical accountability for your health and welfare.
5. Wind & Water, Inc and its associates do not claim or represent that they will successfully cure or remedy any physical or behavioral health care problems and offer no diagnosis, treatment or cure for any disease or disorder.
6. Wind & Water, Inc and its associates act only as intermediaries to provide information and to help understand that information. Wind & Water, Inc and its associates disclaims and make no representations or warranties, express or implied, with respect to the accuracy, relevancy, or quality of the information.
7. That any and all information provided by Wind & Water, Inc or its associates is subject to my own interpretation and I am free to use and act upon such information in the manner I best determine. Wind & Water, Inc and its associates make no recommendations as to the use or manner in which I act upon the information, or not. The information is provided solely for my own use and is strictly for entertainment purposes only. Therefore, I hereby hold Wind & Water, Inc and its associates harmless and waive any and all rights to make claim against Wind & Water, Inc and its associates for any reason whatsoever.


I declare that I have read, understand and accept Wind & Water's cancellation, return, damaged merchandise polices and I agree to the Disclaimer and Consent Policy above.


“The Master’s Secret Key” provided me with simple yet profound tools to change my mind and change my life”
~ Kate McGovern, Sedona Psychic


“I was upset about an incident I couldn’t get out of my mind – you know the kind.  The Master’s Secret Keys arrived that very day.  In it, I found a specific solution that worked instantly.  I was amazed—and relaxed.  I now have a “secret problem solver” for the rest of my life! I’m excited.”
~Lin Ennis, author " Let your mortgage Make You Rich"


“I was so taken back by the emotional effect the book had on me.  “The Master’s Secret Key” was profound for me. I felt it was written for me, and my life situation right now.”
~Charlotte Thomas, Former Attorney, Light Worker


“The Master’s Secret Key”  is amazing, not only does it empower your life  as you are reading it.  Days Later, it also makes you think about repositioning yourself and brings a smile to my face.
Charles Lemley, Spiritual Visionary


“I printed off your book and read it last night.  It is a quick and easy read and it is inspiring!   I came away with some simple truths and simple tips to begin improving my life immediately. A very worthwhile book."
~Celeste Teal, author  "Predicting World Events & Personal Transformation"


“I believe this guide will be a jewel in my own treasure chest – to be held and read often, as a reminder of the eternal truths that hold us and give us the inspiration to be a learned traveler on life’s path”. 
~Annee Geldert, “ The Exercise Queen”

© Copyright 2008, Wind & Water, Inc.